{"iri":"https://lexicon.financial/ext/DSCR","label":"Debt Service Coverage Ratio","definition":"Net operating income divided by annual debt service (principal + interest). SBA 7(a) underwriting typically requires DSCR >= 1.25x; most conventional acquisition lenders want >= 1.5x. DSCR below 1.0 means the business does not generate enough cash to cover loan payments.","license":"https://spdx.org/licenses/MIT","source":"ext","source_url":"https://lexicon.financial/ext/"}