{"iri":"https://spec.edmcouncil.org/fibo/ontology/LOAN/RealEstateLoans/HomeMortgageDisclosureActCoveredMortgages/HowSubmitted","label":"how submitted","definition":"category indicating whether the applicant or borrower submitted the application for the covered loan directly to the reporting financial institution","license":"https://spdx.org/licenses/MIT","source":"fibo","source_url":"https://spec.edmcouncil.org/fibo/"}